For Schwab Investors

Content last updated December, 2018.

For Schwab Investors

Your GoldenEggInvesting® Millennial/GenX Charles Schwab Retirement Investing Plan

May work best for those who are more than 15 years from retirement

GoldenEgg-Charles-Schwab-GenX-Chart

  • Schwab Total Stock Market Index
  • Schwab International Index Fund
  • Schwab Total Bond Market
  • Vanguard Short-Term Bond Index
  • American Century Inflation-Adjusted Bond
ETF Ticker Asset Class % of Holdings $ Value*
Schwab Total Stock Market Index® SWTSX U.S. Stocks 40% $40,000
Schwab International Index Fund® SWISX International Stocks 15% $15,000
Schwab Total Bond Market SWLBX Intermediate-Term Govt. & Corp. Bonds 20% $20,000
Vanguard Short-Term Bond VBISX Short-Term Bonds 10% $10,000
American Century Inflation-Adjusted Bond

ETFS Physical Swiss Gold Shares

ACITX

SGOL

Inflation Protection

Gold

10%

5%

$10,000

$5,000

Total Investment Value 100% $100,000
Total Expenses** 0.34% $336

*Based on $100,000 in retirement assets.
**Does not include trading commissions or cost of GoldenEgg Investing® subscription.

Your GoldenEgg Investing® Standard Charles Schwab Fund Plan

May work best for people who plan to retire in 8 to 15 years

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  • Schwab Total Stock Market Index®
  • Schwab International Index®
  • USAA Intermediate-Term Bond
  • Vanguard Short-Term Bond Index
  • Schwab Total Bond Market
  • American Century Inflation-Adjusted Bond
  • Schwab Investor Money Fund
ETF Ticker Asset Class % of Holdings $ Value*
Schwab Total Stock Market Index® SWTSX U.S. Stocks 35% $35,000
Schwab International Index® SWISX International Stocks 10% $10,000
USAA Inter.-Term Bond USIBX Intermediate-Term Corp. Bonds 10% $10,000
Vanguard Short-Term Bond Index VBISX Short-Term Bonds 10% $10,000
 ETFS Physical Swiss Gold Shares  SGOL  Gold  5%  $5,000
Schwab Total Bond Market SWLBX Intermediate Govt. & Corp. Bonds 10% $10,000
American Century Inflation-Adjusted Bond ACITX Inflation Protection 10% $10,000
Schwab Investor Money Fund  SWRXX  Money Market Fund 10% $10,000
Total Investment Value 100% $100,000
Total Expenses** 0.38% $380.00

*Based on $100,000 in retirement assets.
**Does not include trading commissions or cost of GoldenEgg Investing® subscription.

For more explanations of these plans, click on “How Our Plans Work” in drop-down menu.

Your GoldenEgg Investing® Conservative Charles Schwab Fund Plan

May work best for people who plan to retire in 1 to 7 years

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  • Schwab Total Stock Market Index®
  • Schwab International Index®
  • USAA Inter.-Term Bond
  • Vanguard Short-Term Bond Index
  • American Century Inflation-Adjusted Bond
  • Schwab Investor Money Fund
ETF Ticker Asset Class % of Holdings $ Value*
Schwab Total Stock Market Index® SWTSX U.S. Stocks 30% $30,000
Schwab International Index® SWISX Intl. Stocks 15% $15,000
USAA Inter.-Term Bond USIBX Intermediate-Term Corp. Bonds 10% $10,000
Vanguard Short-Term Bond Index VBISX Short-Term Bonds 10% $10,000
 ETFS Physical Swiss Gold Shares  SGOL  Gold  5%  $5,000
Schwab Total Bond Market SWLBX Intermediate Govt. & Corp. Bonds 10% $10,000
American Century Inflation-Adjusted Bond ACITX Inflation Protection 10% $10,000
Schwab Investor Money Fund  SWRXX  Money Market Fund 10% $10,000
Total Investment Value 100% $100,000
Total Expenses** 0.41% $411.50

*Based on $100,000 in retirement assets.
**Does not include trading commissions or cost of GoldenEgg Investing® subscription.

For more explanations of these plans, click on “How Our Plans Work” in drop-down menu.

Your GoldenEgg Investing® Retiree Charles Schwab Fund Plan

May work best for people who are already retired

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  • Schwab Total Stock Market Index®
  • Schwab Dividend Equity
  • Schwab International Core Equity
  • USAA Inter.-Term Bond
  • Vanguard Short-Term Bond Index
  • Schwab Total Bond Market
  • American Century Inflation-Adjusted Bond
  • Schwab Investor Money Fund

 

ETF Ticker Asset Class % of Holdings $ Value*
Schwab Total Stock Market Index® SWTSX U.S.Stocks 20% $20,000
Schwab Dividend Equity SWDSX U.S. Dividend Stocks 10% $10,000
Schwab International Core Equity SICNX Intl. Dividend Stocks 10% $10,000
USAA Inter.-Term Bond USIBX Intermediate-Term Corp. Bonds 10% $10,000
Vanguard Short-Term Bond Index VBISX Short-Term Bonds 15% $15,000
 ETFS Physical Swiss Gold Shares  SGOL  Gold  5%  $5,000
Schwab Total Bond Market SWLBX Intermediate Govt. & Corporate Bonds 10% $10,000
American Century Inflation-Adjusted Bond ACITX Inflation Protection 10% $10,000
Schwab Investor Money Fund< SWRXX Money Market Fund 10% $10,000
Total Investment Value 100% $100,000
Total Expenses** 0.56% $558.50

*Based on $100,000 in retirement assets.
**Does not include trading commissions or cost of GoldenEgg Investing® subscription.

For more explanations of these plans, click on “How Our Plans Work” in drop-down menu.