Plans for Everyone

Content last updated December, 2018.

Plans for Everyone

Your GoldenEggInvesting® Millennial/GenX Retirement Investing Plan

May work best for those who are more than 15 years from retirement

GoldenEgg-Vanguard-StandardPlans-Chart

  • Vanguard Total Stock Market
  • Vanguard FTSE All-World ex-US
  • iShares 3-7 Year Treasury Bond ETF iShares 3-7 Year Treasury Bond ETF
  • Barclays SPDR Capital Intermediate-Term Corporate Bond
  • Vanguard Short-Term Bond Index
ETF Ticker Asset Class % of Holdings $ Value*
Vanguard Total Stock Market VTI U.S. Stocks 35% $35,000
Vanguard FTSE All-World ex-US VEU International Stocks 15% $15,000
iShares 3-7 Year Treasury Bond ETF IEI Intermediate-Term U.S. Treasury Bonds 10% $10,000
Barclays SPDR Capital Intermediate – Term Corporate Bond ITR Intermediate-Term Corp. Bonds 20% $20,000
Vanguard Short-Term Bond Index BSV Short-Term Bonds 15% $15,000
 SPDR Gold Shares ETF  GLD  Gold  5%  $5,000
Total Investment Value 100% $100,000
Total Expenses** 0.14% $139.50

*Based on $100,000 in retirement assets.

**Does not include trading commissions or cost of GoldenEgg Investing® subscription.

Your GoldenEgg Investing® Standard Plan

May work best for people who plan to retire in 8 to 15 years

chart1

  • Vanguard Total Stock Market
  • Vanguard FTSE All-World ex-US
  • Barclays SPDR Capital Intermediate – Term Corporate Bond
  • Vanguard Short-Term Bond
  • iShares 3-7 Year Treasury Bond ETF
  • Barclays SPDR TIPS ETF
  • Money Market Fund
ETF Ticker Asset Class % of Holdings $ Value*
Vanguard Total Stock Market VTI U.S. Stocks 30% $30,000
Vanguard FTSE All-World ex-US VEU International Stocks 15% $15,000
Barclays SPDR Capital Intermediate – Term Corporate Bond ITR High-QualityCorporate Bonds 10% $10,000
Vanguard Short-Term Bond BSV Short-Term Bonds 10% $10,000
Barclays SPDR TIPS ETF IPE Inflation Protection 10% $10,000
iShares 3-7 Year Treasury Bond ETF IEI Intermediate-Term U.S. Treasury Bonds 10% $10,000
Money Market Fund Money Market Fund 10% $10,000
 SPDR Gold Shares ETF  GLD             Gold  5%  $5,000
Total Investment Value 100% $100,000
Total Expenses** 0.14% $142.50

*Based on $100,000 in retirement assets.
**Does not include trading commissions or cost of GoldenEgg Investing® subscription.

For more explanations of these plans, click on “How Our Plans Work” in drop-down menu.

Your GoldenEgg Investing® Conservative Investing Plan

May work best for people who plan to retire in 1 to 7 years

chart2

  • Vanguard Total Stock Market
  • Vanguard FTSE All-World ex-US
  • Barclays SPDR Capital Intermediate – Term Corporate Bond
  • Vanguard Short-Term Bond
  • iShares 3-7 Year Treasury Bond ETF
  • Money Market Fund
ETF Ticker Asset Class % of Holdings $ Value*
Vanguard Total Stock Market VTI U.S. Stocks 30% $30,000
Vanguard FTSE All-World ex-US VEU International Stocks 15% $15,000
Barclays SPDR Capital Intermediate – Term Corporate Bond ITR High-QualityCorporate Bonds 20% $20,000
Vanguard Short-Term Bond BSV Short-Term Bonds 10% $10,000
iShares 3-7 Year Treasury Bond ETF IEI Intermediate-Term U.S. Treasury Bonds 10% $10,000
Money Market Fund

SPDR Gold Shares ETF

10%

5%

$10,000

$5,000

Total Investment Value 100% $100,000
Total Expenses** 0.13% $125

 

*Based on $100,000 in retirement assets.
**Does not include trading commissions or cost of GoldenEgg Investing® subscription.

For more explanations of these plans, click on “How Our Plans Work” in drop-down menu.

Your GoldenEgg Investing® Retiree Investing Plan

May work best for people who are already retired

chart1

  • Vanguard Total Stock Market
  • Vanguard Dividend Appreciation
  • PowerShares Intl. Dividend Achievers
  • Vanguard Short-Term Bond
  • iShares 3-7 Year Treasury Bond ETF
  • Barclays SPDR Capital Intermediate – Term Corporate Bond
  • Barclays SPDR TIPS ETF
  • Money Market Fund
ETF Ticker Asset Class % of Holdings $ Value*
Vanguard Total Stock Market VTI U.S. Stocks 20% $20,000
Vanguard Dividend Appreciation VIG U.S. Dividend Stocks 10% $10,000
PowerShares Intl. Dividend Achievers PID Intl. Dividend Stocks 10% $10,000
Barclays SPDR Capital Intermediate – Term Corporate Bond ITR High-QualityCorporate Bonds 15% $15,000
Vanguard Short-Term Bond BSV Short-Term Bonds 10% $10,000
Barclays SPDR TIPS ETF IPE Inflation Protection 10% $10,000
iShares 3-7 Year Treasury Bond ETF IPE Intermediate-Term U.S. Treasury Bonds 10% $10,000
Money Market Fund 10% $10,000
 SPDR Gold Shares ETF  5%.            Gold 5% $5,000
Total Investment Value 100% $100,000
Total Expenses** 0.21% $205.50

*Based on $100,000 in retirement assets.
**Does not include trading commissions or cost of GoldenEgg Investing® subscription.

For more explanations of these plans, click on “How Our Plans Work” in drop-down menu.